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April 2019 Spending

My April 2019 spending came out to ~$1,343 while living in Santiago de Compostela, Spain. Overall it’s cheaper living here than in Portland, Oregon. I report all of my spending every month, really for myself, in order to optimize my spending. Hope you guys get something out of it.   April 2019 Spending I arrived […]

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Inflation Proofing Our Lives

Personal rate of inflation is much more important than economic values. Inflation proofing our lives can help us get a lot more value from our money. It’s common to develop a little fear when it comes to inflation. The average consumer is also misled with rosy inflation numbers which may not be all that accurate.

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February 2019 Spending

I spent $2,229 last month to cover my household budget. I track everything using YNAB which makes pulling a report up super easy. The majority of the spending was business spending. My cheapest category was utilities – not bad for the coldest month of the year in Portland. I create a spending post every month […]

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Safe Financial Assumptions

It’s good to know some safe financial assumptions when it comes to personal finances so that we can plan for our own economic stability. Here is a list of safe financial assumptions for a medical professional in the US economy.

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Budgeting: Choosing Expense Categories

I started using YNAB in 2012 and it’s still one of the best budgeting tools I have come across. For someone interested in early financial independence an effective budgeting tool is critical. Budgeting is probably not a necessary exercise if you’re naturally frugal but it seems necessary for the rest of us. I spent 2006-2012 […]