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80% Savings Rates

Mainstream personal finance advice is to save somewhere around 10-20% of your income. It’s advice based on the median household which earns somewhere around $60,000. The math works out so that you retire sometime around age 65. That’s when you get a little Social Security and can access Medicare. If this $60k household pays $10k […]

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All posts Personal Finance

Savings Rate vs. Rate of Return

I fall into this trap as much as anyone I know, looking to increase my rate of return without paying as much attention to my savings rate. The most potent thing you can do to build your retirement stash is to increase your savings rate. Most physicians are focused on how to increase their rate of […]