Yes, of course you can predict your spending needs in retirement. Many financial institutions and brokerages want you to think otherwise; they benefit from you oversaving for retirement. The premise is that you should save a lot more than you need, just to be sure. Financial institutions try to make us fearful so that we […]
Tag: retirement planning
Most of us will start out with some debt, such as student loans, the supposed good debt, or some credit card debt. Higher education isn’t the best time to master personal finances, though some individuals are inherently frugal. If you aren’t among the frugal group then it’s important to put your debt burden into perspective. […]
I had another great urgent care shift the other day. I hadn’t done a 10-hour shift in quite a long time, but to keep up my skill, it’s good that I do a few of these occasionally. During this shift, I met a new physician colleague in her early 50s who told me that she was […]