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Really, Real Estate?

There is a lot of business talk for docs when it comes to real estate. We have the income and street cred to get the mortgages from banks, and we have the computing power to choose the right investment properties. But there is a trade-off, too. As a disclaimer, I’ve always been fascinated with real […]

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$300k Condo Purchase in Southern California

Housing is a significant expense in our lives. The more I earn, the more I rely on my medical income. I want to drive my housing expenses as far down as possible, hence this condo purchase in Southern California. As a single guy, it’s much easier for me to do these things. I understand for […]

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Real Estate versus Index Funds

There is nothing wrong with either investment option, whether real estate or index funds, as a strategy to accumulate wealth and build a passive income stream. Many investors are rather biased in either direction, borderline dogmatic. Investments, on the other hand, don’t give a fuck about you or your biases. They will go on to […]

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Cost of Living in Spain with Real Estate Ownership

I am going to run the math to calculate my cost of living in Spain if I owned my primary residence without any debt.

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Retirement Income and Sequence of Return Risk

Imagine this scenario: you have diligently saved and invested and are counting down the days to your 2022 retirement. 2 years into your retirement the economy tanks majorly. You are no longer employed and don’t have any other income sources. You were expecting to draw down 4% every year from your portfolio and could have […]