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$300k Condo Purchase in Southern California

Housing is a significant expense in our lives. The more I earn, the more I rely on my medical income. I want to drive my housing expenses as far down as possible, hence this condo purchase in Southern California. As a single guy, it’s much easier for me to do these things. I understand for […]

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Real Estate versus Index Funds

There is nothing wrong with either investment option, whether real estate or index funds, as a strategy to accumulate wealth and build a passive income stream. Many investors are rather biased in either direction, borderline dogmatic. Investments, on the other hand, don’t give a fuck about you or your biases. They will go on to […]

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Cost of Living in Spain with Real Estate Ownership

I am going to run the math to calculate my cost of living in Spain if I owned my primary residence without any debt.

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Retirement Income and Sequence of Return Risk

Imagine this scenario: you have diligently saved and invested and are counting down the days to your 2022 retirement. 2 years into your retirement the economy tanks majorly. You are no longer employed and don’t have any other income sources. You were expecting to draw down 4% every year from your portfolio and could have […]

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Shopping for a Condo in Spain, Santiago de Compostela

I decided to brave a Spanish realtor with my fucked up Spanish to see what buying a condo in Santiago de Compostela entails. I contacted the realtor after seeing his listing on idealista.¬†It’s similar to our Zillow¬†stateside. I asked him a few questions and he showed me the condo last Thursday. I view a condo […]

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