I gotta give my mom credit, she tried to get me to set some money aside starting at age 18. She opened a mutual fund savings account for me and contributed $50 every month to it. Some time towards the end of college I raided the account, never realizing what I did to the potential […]
Tag: rate of return
Categories
Market Timing Strategies
Index funds (the passive broad equities kind) are expected to return just a touch over inflation in the next few years. Historically they have returned closer to 8-9%. There are numerous reasons why these lower returns of the 5-6% range are expected but it’s important to note that they are for the buy-and-hold strategy. These […]
There are forums, blogs, and podcasts dedicated to those wanting to improve their investing game. The average investor has underperformed the market and likely will continue to underperform due to the multitude of behavioral biases intrinsic in us. From the above, even though REITs performed at 11% or S&P500 performed at 8%, the average investor only […]
Using Simple Math To Make Sense of Your Finances The Math Multiply your monthly cell phone bills (i.e. $60/mo) by a factor of $836 and you get $50,160. Multiply your car lease payment (i.e. $545/mo) by $836 and you get $455,620. Multiply your mortgage (i.e. $3,300/mo) by $836 and you get $2,758,800. The […]