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Vesting and Pensions

Certain retirement benefits from employers require vesting. Pensions, cash balance plans, 401k matching, and money-purchase plans (401a), all will often have some vesting schedule attached to them. Vesting is like the marriage certificate – it comes with strings attached and it’s meant to keep you around even if you wanna GTFO. Taming physician mobility is […]

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Northwest Kaiser Permanente Cash Balance Plan

The Kaiser Northwest Permanente Medical Group’s Cash Balance Plan   Summary At Kaiser Permanente Medical Group, an eligible physician will have 10% of their gross salary matched by their employer into a cash balance plan every year. This money will grow at 4% every year, regardless of how the economy performs. Upon retirement or leaving […]

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