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Investment Portfolio Return Drivers

I’ve been a bit caught up with work and traveling, so I haven’t had much time to spend on my investment portfolio. But I have been thinking about the return drivers of my portfolio. Return drivers are the factors which provide me with profits. Using my medical career as an example, the profits from my […]

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Living Off Investment Income

The question comes up “So, are you living off investment income in retirement?” The term investment has evolved so much in my personal dictionary that it no longer covers only mutual funds and real estate. Though I hold both of those in my portfolio, the best investment I have made is in myself.   Current Investments My […]

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Earning Money Investing or Working A Job

I just pulled up my KP paycheck and after taxes it was $1,140. I don’t work much these days so this wasn’t a big shock. The gross check was $1,500. That’s 24% taken out for taxes. At the same time I pulled up my investment accounts and saw that my securities investments went up by a […]

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Race For The Ever Lower SWR

There have been debates over how much you can safely withdraw from your investments without causing early depletion. Quite a few seem obsessed with coming up with that one safe withdrawal rate (SWR) which will allow them to keep living off their securities investments in perpetuity. Is it 4%? 3.5%? 3%? 2%? 4% is used as a […]

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The Way I Would Explain Financial Independence

My Definition Of Financial Independence Is Different Than Yours   FI means different things to different people: Some seek to be financially independent so that they don’t have to work any longer at a job. Others may want to be financially independent in order to pursue a passion. Another may want to travel as much […]