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Missing Out on Investment Returns

2009 until now, 2020, it’s been an impressive decade for investment returns. We recovered from a crash in 2009 and have seen impressive returns ever since. But not all of us profited – many of us missed out on these investment returns. I had just finished residency in 2009 and had a decent chunk in […]

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Ending 7 Years of Budgeting

I started budgeting in 2012 when I first found the YNAB software. It was a life changer. I had no clue how much I was spending every month until I could track it and plan out my spending. After 7 years, I’m bring my budgeting to an end. Just last month, January 2020, I decided […]

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Questions to Ask About Investing in the Market

For those of you who don’t feel comfortable investing in the market or don’t know where to invest your money, here are some good questions to start with. Come up a yes/no/meh answer after reading the question. If you can’t answer it, it might be worth researching the topic a little. The money we earn […]

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Retiring On Less Than $1M

Many financial advisors and fellow physicians say that retiring on less then $1m is impossible. In fact, The number I often hear is somewhere in the $3-5m range. You hear $5,000,000 and you start picking your nose, staring off into space. It’s hard to wrap the mind around that much money. Most of us feel […]

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Doubling Your Money With Index Funds

Did you triple your money in the past 7 years? Or quadruple it in the last decade? I did – from $100k to $300k. From 2012-2019. That’s the nature of passive index fund investing, making it relatively easy to double your money, and then some. With a little under $100,000 invested in 2012, I tripled […]