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Living on Less in the US

I’ve decided to get up and leave and live in Spain. That’s one way that I’ve managed to lower my lifestyle expenses. Since I can earn my money from US customers, I get to still enjoy a high location-independent income and spend in a cheap economy. But that’s a drastic way of living an affordable […]

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Real Estate versus Index Funds

There is nothing wrong with either investment option, whether real estate or index funds, as a strategy to accumulate wealth and build a passive income stream. Many investors are rather biased in either direction, borderline dogmatic. Investments, on the other hand, don’t give a fuck about you or your biases. They will go on to […]

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2018 Housing Expenses

Homeownership isn’t for everyone. For those of us who brave it, a condo can have some lower ongoing expenses. My Portland, Oregon condo cost me $5,175 for all of 2018.

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Leaving Portland Oregon

Leaving Portland Oregon is starting to make sense for me. It was a great place to live while I was working full-time. Now that I’m retired, I am looking for a better value for my taxes.

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2017 Housing Expenses

I’ll be doing a housing expense post in order to keep track of how much my primary residence is costing me. My hypothesis is that we place too much emphasis on the sale price and don’t adequately take into account the carrying costs which more than offset any potential gains. My 2016 Housing Expenses Post […]