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A Credit Freeze is Free

I wasn’t sure until I tried it out but a credit freeze is now free for everyone. As some personal finance experts argue, we should start our lives with a credit freeze in place. I’ll talk about what a credit freeze is in this post and how to go about freezing your credit report. A […]

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When Your Credit Score is Irrelevant

My credit score is higher than it’s ever been and I have never cared less about my credit score. Coincidence or consequence? Let’s discuss why and when your credit score becomes irrelevant. This post is to emphasize that a credit score should be fairly irrelevant for someone seeking to be or who is financially independent. […]

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Innovis Credit Report Freeze

To freeze your main credit reports refer to this post. This post is about 2 other credit reporting agencies which I didn’t know about. The Innovis website is the shadiest official website I’ve been on. Nevertheless, I needed to access it in order to put a credit freeze on my credit which is held by this […]