Housing is a significant expense in our lives. The more I earn, the more I rely on my medical income. I want to drive my housing expenses as far down as possible, hence this condo purchase in Southern California. As a single guy, it’s much easier for me to do these things. I understand for […]
Category: Personal Finance
In this category I focus on all topics from investing to taxes to debt. Personal finance is a great way to make a career headway. The better you can optimize your spending, the less income you need. And the more career freedom you can enjoy.
Setting personal financial goals might fall by the wayside with an excellent job like that of a physician. You have a high income, so why worry about setting financial goals? But unless you plan to work your ass off as a doctor for the next few decades, it’s good to figure out what you want […]
Many doctors are stuck in depressive and oppressive work environments for their pensions. They are sticking around for the promise of future money to have some dream retirement. I walked away from my own Kaiser pension at the age of 38 and discussed the value of that in that blog post. It might seem ridiculous […]

It’s impossible to predict the future. I have no idea about my health or wealth decades from now. But there are some concepts which I have internalized to help me plan a bit for this unknown future. I don’t believe I need to be able to predict the future in order to plan for it.
Facing Investment Fears

Whether we like it or not all of us are invested in the economy one way or another. It’s good to have an investment strategy you can fall back on whenever there is economic fear like inflation. What’s your investment strategy? What fears do you have? Every few years, we have to deal with some […]