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Riches to Rags On Physician’s Salary

Sometime around 5/2013 I realized that I couldn’t maintain my level of spending. I was in the process of buying a penthouse condo after having sold my first condo just the month before. This unit was $500k with an HOA over $500/mo. I still had a lot of debt in forms of credit cards and […]

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Going Car-Free in USA

I’m not new to car-free living. Back when I lived in Göttinge, Germany our family didn’t have a car for nearly 5 years. Public transport and walking was more than adequate. I had a bicycle but that was more of a luxury.  I have been living in the USA without a car now since 2014 […]